Year-end giving · US tax year 2026

Fill the jars before December 31.

List the gifts you mean to make this year. The page weighs the standard deduction against itemizing, checks whether you can give straight from an IRA, and prices bunching two years into one. Then, if you like, one run writes the plan: how to pay each gift and what to do by when.

Try a household:

Your household

Filing status Age(s) on Dec 31 Income (AGI), estimate Other itemizable deductions Top federal rate Traditional IRA? Required distribution this year Next year you expect to give Own shares that grew in value?

Your gifts

One per line: the cause, the amount, and how you pay - cash, check, card, shares (add "basis 2000"), IRA, or DAF. "400/mo" counts twelve.

or drop / choose a .txt or .csv

The shelf

Giving$0

Path-

Tax value now (est.)$0

Best change-

The deduction scale

Moves before December 31

The page's checks

The plan, held to the page's numbers

Write the plan

One metered run turns the page's numbers into a plan: a route for every jar, dated moves, paperwork and questions for a tax professional - then the page checks it against its own arithmetic.

The reply could not be read. Here it is as it came:

Fill the jars before December 31.

Your household

Your gifts

The shelf

The deduction scale

Moves before December 31

Paperwork to keep

Ask a tax professional

The page's checks

The plan, held to the page's numbers

Write the plan

Working

Take it with you

Your shelves